Private Loans

Private Loans Options

Sallie Mae

Take advantage of competitive interest rates, deferred payments until after graduation, extra financial coverage to help you manage additional educational expenses over tuition costs, and more. For programs or students that are not eligible or over their maximum limit for federal financial aid coverage, a Sallie Mae loan can help you cover your education investment, so you can get back to focusing on your completing your goals.

Meritize

CIAT has teamed up with Meritize to offer our students a unique financing option. Meritize works with students, educators, and employers to help people excel in skills-based careers. Meritize knows you are more than your credit score, and that is why they look at your past achievements to potentially enhance your loan options. A few reasons why Meritizeis a great option for students include:

  • Fixed and variable interest rates available**
  • Flexible payment options, including deferring full principal and interest payments until 3 months after you complete your training

Customer support available 5 days a week 25%interest rate deduction once you begin full repayment on your loan, if you sign up for autopay.

Checking your loan options with Meritize has never been easier. You can fill out a short application to check your loan options without impacting your credit score.

If loan options are available to you, Meritize will request your merit information to finalize your application. This could be in the form of:

  • Academic Experience (Official or unofficial transcript or HSE certification)
  • Military Experience (DD214)

Want to learn more? Check out their FAQ page here: https://www.meritize.com/students/faq/or give them a call at 833-MERIT-4-U. Ready to see if you qualify? Check your options here: https://apply.meritize.com/

*CIAT does not endorse a particular lender, nor is it affiliated with Meritize Financial, Inc. (“Meritize”). Meritize Lending, LLC, NMLS ID 1661035(NMLS Consumer Access https://www.nmlsconsumeraccess.org/) Meritize Financial, Inc. NMLS ID 1986399 (NMLS Consumer Accesshttps://www.nmlsconsumeraccess.org/) Terms and Conditions apply. Meritize branded loan products are educational loans issued by Meritize Lending, LLC**. Meritize reserves the right to modify or discontinue products and benefits at anytime without notice. To qualify, a borrower must be a U.S. citizen, permanent resident or hold an Employment Authorization Document and meet Meritize’s underwriting requirements. If approved for a loan the actual loan amount, term, payment, and APR amount of loan that a customer qualifies for may vary based on credit determination, state law and other factors. Meritize does not warrant or guarantee any claims made herein, including, but not limited to, gaining admission to a program, concerning the quality or financial strength of any educational institution, securing funding or obtaining employment. Our final loan offer may differ as a result of the school chosen and the associated cost of tuition. Not all schools are eligible for funding. Meritize does not offer educational loans in the following states: IN, ME, NV, VT, WI, PR. All rights reserved. **For residents of SC, loan is made by Meritize Financial, Inc.*Variable rates are subject to change. The information on this document is the most up to date as of April 1, 2023. Please see Meritize website for additional details.

Climb Credit

Climb Credit provides low, affordable interest-only payments while in school and for a few months after to ease your job-search. CIAT provides guaranteed financing for Certificate programs to ensure every student has an affordable path to achieving their education goals. Apply and get qualified in under 5 minutes, with no impact to your credit score.

Questions?

Don’t struggle alone. Our Admissions Team will be happy to set up a complimentary financial aid consultation to find the financing option that’s right for you.

Best Cybersecurity Degree Program 2022 badge icon
2018 Academic Circle of Excellence award badge
military friendly school award 2023-2024
Fully Accredited School

2022 BEST CYBERSECURITY PROGRAMS

CIAT has been awarded top ranking status two years running in Intelligent.com’s Best Cybersecurity Program review, highlighted as “Best For Industry Certifications”. Evaluated based on curriculum quality, graduation rate, reputation, and post-graduate employment.

CIRCLE OF EXCELLENCE AWARD

EC Council, the world's largest cybersecurity technical certification organization, awarded CIAT the Circle of Excellence Award two years in a row for our Certified Ethical Hacker certification training courses and career-ready curriculum.

MILITARY-FRIENDLY

We believe you deserve an education worthy of your service. CIAT welcomes military veterans, active duty service members, and spouses using the Post 9/11 GI Bill®, Veteran Readiness & Employment (VR&E), Active Duty Tuition Assistance, and MyCAA.

FULLY ACCREDITED

We have high standards and we believe you should too. CIAT has proudly earned accreditation from the Accrediting Council for Continuing Education & Training (ACCET) listed by the U.S. Department of Education as a nationally recognized accrediting agency.

2021 Best Cybersecurity Programs

2021 BEST CYBERSECURITY PROGRAMS

CIAT has been awarded top ranking status in Intelligent.com’s Best Cybersecurity Program review, highlighted as “Best For Industry Certifications”. Evaluated based on curriculum quality, graduation rate, reputation, and post-graduate employment.

2018 Academic Circle of Excellence award badge

CIRCLE OF EXCELLENCE AWARD

EC Council, the world's largest cybersecurity technical certification organization, awarded CIAT the Circle of Excellence Award two years in a row for our Certified Ethical Hacker certification training courses and career-ready curriculum.

Military Friendly School '21-'22 logo

MILITARY-FRIENDLY

We believe you deserve an education worthy of your service. CIAT welcomes military veterans, active duty service members, and spouses using the Post 9/11 GI Bill®, Veteran Readiness & Employment (VR&E), Active Duty Tuition Assistance, and MyCAA.

Fully Accredited School

FULLY ACCREDITED

We have high standards and we believe you should too. CIAT has proudly earned accreditation from the Accrediting Council for Continuing Education & Training (ACCET) listed by the U.S. Department of Education as a nationally recognized accrediting agency.

Talk to an Advisor

Request an appointment with one of our IT expert Admissions Advisors for personalized guidance on building your education plan. You’ll be able to book an appointment instantly for a time that fits your schedule. 

Enrollment Deadline - July 24, 2023!

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