Speak to one of our career advisors to help you choose the program that's the best fit for your career goals.
All industry exam costs are on us. Plus — personalized support from our industry-certified faculty until you are successfully certified.
We’ll walk you step by step through the eligibility, financial aid support, and application steps required to successfully join CIAT.
Our Career Services Team focuses on both your professional and personal development to help prepare you for your ideal career.
At CIAT, you are more than just a number. Commitment to student success is what drives us, from the first day of class all the way through program completion and job placement.
Book an appointment with one of our Admissions Advisors for personalized guidance on building your education plan.
*By submitting this form, you are giving your express written consent for California Institute of Applied Technology to contact you regarding our educational programs and services using email, telephone or text – including use of automated technology for calls and periodic texts to any wireless number you provide. Message and data rates may apply. This consent is not required to purchase goods or services and you may always call us directly at 877-559-3621. You can opt-out any time by calling us or responding STOP to any text message.
Book an appointment with one of our Advisors to determine which credits can be applied towards your program.
* Private loans are available at both institutions.
Private student loans are credit-based, which means we will check your credit when you submit your application. Students are nearly 4 times more likely to be approved with a cosigner since many students haven’t had time to build up their own credit. A cosigner is someone who shares responsibility with you for paying back the loan and is often a parent, but can be any creditworthy adult.
Private Student Loan Eligibility
Private student loans, offered by banks and financial institutions, are based on your credit profile. Your credit—and your cosigner’s credit—are evaluated, along with other information provided on your application. Applying for a private student loan with a creditworthy cosigner may increase your chances for approval and may help get you a better rate, since many students haven’t had time to build up their own credit.
You should generally consider federal student loans first, and then take out a private student loan if you still need money for college.
Take advantage of competitive interest rates, deferred payments until after graduation, extra financial coverage to help you manage additional educational expenses over tuition costs, and more.
Complete the CIAT online application to take your first step to gaining entry approval into CIAT’s Degree or Certificate programs.
Complete the online application for a Sallie Mae® loan and receive your eligibility in under 15 minutes.
Review, sign, and accept your loan documents; we’ll take care of the rest to ensure your tuition is covered so you can focus on your classes.
Which CIAT programs are eligible for Sallie Mae® loans?
All CIAT degree and certificate programs are eligible for Sallie Mae®'s private student loans. Sallie Mae® is a flexible option to help cover tuition, fees, and other qualified education expenses beyond what federal aid provides.
Do I need a cosigner for a private student loan?
While not always required, having a creditworthy cosigner can significantly increase your chances of getting approved for a private student loan. It may help you qualify for a lower interest rate. Many students still need to build up their credit history.
Why should I borrow for the entire school year?
Borrowing for the entire academic year, rather than just a single term, can simplify the process and provide you with the funds you need upfront. This allows you to focus on your studies without having to reapply for loans multiple times.
How long does it take to get approved for a Sallie Mae® loan?
Sallie Mae®'s application process is designed to be quick and efficient. Once you submit your completed application, you can typically receive a credit decision in as little as 15 minutes.
Can I qualify for a Sallie Mae® loan if I attend school online?
Yes, Sallie Mae® offers private student loans for students enrolled in 100% online degree and certificate programs like those offered at CIAT.
When do I start paying back my private student loan?
Sallie Mae® offers flexible payment options, including the ability to defer entire principal and interest payments until 3 months after you complete your program. You can also choose to make interest-only payments while in school.
What makes a student loan application creditworthy?
Private lenders like Sallie Mae® evaluate your credit history, income, assets, and employment status to determine your creditworthiness. Having a creditworthy cosigner can also significantly improve your chances of approval.
What information do I need when applying with a cosigner?
In addition to your personal and financial information, you'll need to provide details about your cosigner, including their name, address, date of birth, Social Security number, and income/asset details.
Have more questions? Reach out today and admissions advisor will answer any other questions you have!
Take the first step to receive a personalized financial plan that complements your education and career goals. Get instant access to complete program details including tuition rates, career paths, and more. Your personal Admissions Advisor will connect with you to help you through the process.
Use your previous degree or prior college experience to bypass the general education requirements and enroll in an accelerated program to earn the skills and certifications you need to advance in your career.
Request an appointment with one of our Admissions Advisors for personalized guidance on building your education plan. You’ll be able to book an appointment instantly for a time that fits your schedule.
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California Institute of Applied Technology has shared ownership and management of two distinct institutions. California Institute of Applied Technology located in California, and California Institute of Applied Technology located in New Mexico.
GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government website at https://www.benefits.va.gov/gibill. CIAT is approved to offer VA benefits. *Financial aid is available for those who qualify. *Students are encouraged to take certification exams while actively enrolled in their Certificate or Degree program. Unlimited certification exam attempts expire 180 days after graduation. Select exams are not eligible for unlimited retakes - see certification exam policy for details. Certifications or courses may change to address industry trends or improve quality
